EXTRA BENEFITS. MADE-FOR-TOYOTA.
Designed in collaboration with leading insurers, Toyota Insurance offers comprehensive financial protection in the unforeseen event of an accident or loss.
Free Toyota 247 Road Assist Membership
-
Free minor on-the-spot repairs
- Includes:
- Battery jump start/replacement
- Changing of flat tyre
- Refuel
- Free towing service within state.
24-Hour Claim Approval
- For repairs at authorised Toyota Body & Paint Centres, valued up to RM30,000.
- Claim approval will take no longer than 24 hours, upon submission of full documentation.
- Toyota Genuine Parts guarantee for all repairs.
No Policy Excess
In the event of a claim, no upfront or differential payment will be required. Applies to all vehicle ages.
100% Payout
Applicable for total loss or theft. Payout will be 100% of sum insured, for vehicles up to 15 years.
No Betterment Charge for vehicles up to 12 years
Enjoy no extra charges even as you keep your Toyota for longer. Save on betterment charges from the 5th year onwards.
| % Betterment Charges | Toyota Insurance Age of Vehicle | Normal Insurance Age of Vehicle |
|---|---|---|
| 0% | 1-12 years | 1-4 years |
| 15% | 13 years | 5 years |
| 20% | 14 years | 6 years |
| 25% | 15 years | 7 years |
| 30% | 16 years | 8 years |
| 35% | 17 years | 9 years |
| 40% | 18 years & above | 10 years & above |
- Comprehensive policies do not cover losses due to floods, windstorms, landslides, and other acts of nature. You can however insure against this risk, for a nominal sum under the Special Perils cover.
-
Toyota Insurance Package is underwritten by:
- MSIG Insurance (Malaysia) Bhd 197901002705 (0046983-W)
- Tokio Marine Insurans (Malaysia) Bhd 198601000381 (0149520-U)
- Etiqa General Takaful Berhad 201701025031 (1239197-A)
- Etiqa General Insurance Berhad 197001000276 (0009557-T)
- Allianz General Insurance Company (Malaysia ) Bhd 200601015674 (0735426-V)
- Generali Insurance Malaysia Berhad 197501002042 (0023820-W)
- Zurich General Takaful (Malaysia) Berhad 201701045981 (1260157-U)
- Liberty General Insurance Berhad 197801007153 (0044191-P)
- Third Party Liability cover protects you against legal liability over death, bodily injury and property damage made against you by the third party.
- The Legal Liability to Passenger extension protects you from liability to your passengers should the accident cause injury to them.
- You can protect your No Claim Discount (NCD) in the event of any accidental breakage of windscreen or window glass if you insure it separately, under the Windscreen cover.
- Waiver of compulsory excess is only applicable to unnamed drivers. If the driver is under the age of 21 or a holder of a Provisional/Probation Driving License, a compulsory excess of RM400 is applicable in the event of claim.
- If you under-insure your vehicle, your claim will be proportionately reduced by the uninsured portion.
- The insurance policy does not cover non-factory fitted vehicle accessories unless otherwise declared.
- If you have a few vehicles under the same registered owner, the NCD is transferable between those vehicles.
- In the event of an accident, you need to lodge a police report within 24 hours.
The benefit(s) payable under eligible certificate/ policy/ product is (are) protected by PIDM up to limits. Please refer to PIDM's TIPS Brochure or contact your insurance company or PIDM (visit www.pidm.gov.my)